HEALTH INSURANCE

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Health Insurance

A health insurance plan that covers critical illness means you can insure yourself against the risk of serious illness in much the same way as you insure your car and your house. It will give you the same security of knowing that a guaranteed cash amount will be paid if the unexpected happens and you are diagnosed with a critical illness.

Mediclaim and critical care health insurance coverage with cashless / non-cashless facilities, international treatment, and Doctors' second opinion facilities. All family members receive free medical checkups yearly at reputed panel medical centers.

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Health insurance is the insurance that protects from any health emergencies & incurred hospitalization expenses. Everybody should have a health insurance policy in this busy life, which can be very useful in emergencies. Health insurance, also known as a mediclaim policy, means a medical policy with the same meaning.

Why Mediclaim Policy Needed?

  • Every human suffers from some illness or injury in a lifetime.

  • Emergencies or illnesses can come at times without warning.

  • Government hospitals are very crowded, whereas private hospitals are too expensive.

  • Doctor's fees, diagnostic charges, and the medicine's value are too expensive.

  • No mediclaim means you have to incur health expenses from the savings you did for your other important goals and dreams.

When should we take the mediclaim policy?

Preferably at a young age, but better late than never. Yes, this is the correct reply to this question because the premium tends to increase with age and insurance companies give a "no claim bonus" every year in which no claim is taken against the insurance policy. This policy also comes with a tax benefit of 80D of the Income Tax Act.